Share which robo-advisor you are using, time frame and ROI result?

I do invest in Robo advisors. They are still quite new in Singapore and the time frame is not long enough to compare their performance. Short term fluctuations and performance doesn’t mean anything at all. Yes, a robo advisor might be able to outperform the market for a year BUT that doesn’t mean they can do it consistently for the long term. For long term, i’m referring to 5-10 years.

Also, be careful of the past performance robos state. A robo advisor which is established just 3 years ago might even claim that their portfolio past performance is 12%pa for the past 10 years. I mean the robo advisor only started 3 years ago and how can they even share the past 10 years performance. I find some of their past performance claim to be quite misleading.

With hindsight, I can also build a portfolio with ETFs which experienced super high past returns. And claim that my portfolio returns was over 16%pa for the past 10years timeframe. Technically i’m not lying but it’s misleading.