Self-employed. No control of finances. Need help.

Being self-employed can get messy financially. Tracking income and expenses and keeping personal and business finances separate helps a lot. Accounting services or a bookkeeper make it easier to stay on top of everything — here’s a useful link: https://www.corporateservicessingapore.com/outs...

As the saying goes, it is not much you earn but how much you can save. Indeed. Discipline is key but only you know how best to instil. Best of luck. 🙏

Probably can leverage on OCBC Savings Goals and divert some money into "Savings Goals" to artificially lock the sum away

​

"Money Lock" is another way to ensure that your money is not being used unnecessarily (plus protection from scammers), and it can only be unlocked at physical ATMs (a bit of inconvenience if want to spend that money)

Other than being aware of where your money is going and using all the relevant tools - sometimes it helps to work with a financial consultant as your accountability partner.