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Anonymous
Self-employed. No control of finances. Need help.
I've been a self-employed person for the past decade.
On paper, it seems like I've 'made it' but in reality, I have zero savings to account for. On average, i earn 200k a year.
Anyone has any tips on how I can manage my finances better and also how do we save as a commission-based personnel because we don't know when is the next paycheck coming in unless we close deals everyday.
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Where do your savings get used up?
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I think the first step is to know where your money is going. If you are earning 200k, and am unable to save any, I think likely you do not know where you are spending your money. If it is not too daunting, you may want to speak to a someone to help keep you accountable in your expenditure. And to advice what are the areas which you are spending unnecessarily.
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That is a good earning.
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$200k a year is quite substantial.
could you break down how/where you spend your $200k?...
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U need to know where ur money is going.