Selected unit trust for 1. Aberdeen Standard SICAV I - China A Share Sustainable Equity Fund, 2. FSSA Regional China Fund, 3. Schroder ISF Greater China Fund by my own. Now loss more than SGD600.

• All the fund you hold are highly correlated to Asian ex-japan index.
• All these emerging market are usually very volatile, more volatile than US.
• The fund should not go to zero. In my opinon.
• So the question will be are you ok with the volatility? Are you ok with the fund going no where for the next 5 years or more?
• It is also depend on your %portfolio allocation. Limit your allocation less than 10%. Even if you are ok with the above. Majority of your holding should still be in US.
• Alternativly, you can have exposure to emerging market via world ETF, VT have ~3% in china.
• you should probably just hold & stop adding if you are uncomfortable, we dont know how long the bear will last.
• Sell only when it turn green, get out if you really uncomfortable during bull market.
• Now start increase your weightage on US or World ETF/fund
• The idea is to have a proper portfolio allocation, that you are comfortable with, even if china go no where for next few years, your overall portfolio will continue to grow.

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All 3 unit trusts invest in China equities. All investment has risks of losing. You should ask yourself questions on China equities, try to formulate a view on its futures, and then decide whether you should hold, sell, or buy more.

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Questions like:

• What was the reasons you picked China equities in the first place?
• Are those reasons still intact?
• What do you think are the reasons China equities suffered losses?
• Are those reasons valid?
• What is your view on China equities moving forward?