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Anonymous
Mid-career PMET, married with 2 kids (childcare/enrichment), still paying mortgage. Parent’s health takes a turn and now it’s $600–$1,200/month for meds, appointments, transport + time off work.
I’m trying to keep things from spiralling by setting up a separate “care fund” (I’m using an OCBC account just to isolate these expenses), but it still feels like the budget is wobbling.
How would you handle this without burning out?
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Visibility of monthly cash flow becomes crucial part of daily life. list down all the expenses, budget for the essential expenses and delay the wants during this challenging time. focus on the intangible and quality family bonding time as source of blessings & happiness to keep oneself grounded
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Increase liquid cashflow
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