S-REIT Dividends

If you intend to invest long term (more than 5 years), then yes to your Q1 & Q2. If your time frame is short, then short volatity may result in dividend income but capital loss that could be larger than dividend.

1) DCA monthly. Quite stagnent in term of stock price but is good for dividend investors, mean you can get more shares with the same amount of $$$. more share = more dividend.

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2) Yes, in my opinon, in a dividend portfolio, u should have an inflation hedge element, when inflation go up, the reits rental go up, asset value also go up.

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3) In my opinon, should also include banks in the portfolio to hedge against any interest rate enviroment.

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However, dividends are variable, when the reits/banks are doing well they give more dividend, if they are not doing well the cut dividend. It is like your boss giving u bonus when company is doing well and cut your bonus during bad times.

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Thus we should also include fixed income (unit trust) in our portfolio, that pay out fixed dpu every month. it is like our monthly salary when having a job.

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