Robo advisor vs endowment plan What's your comment on it.

Pros:

Cost-effective: Robo advisors typically charge lower fees compared to traditional financial advisors.
Accessibility: Robo advisors are easily accessible through online platforms, allowing users to manage their investments from anywhere at any time.
Personalization: Robo advisors use algorithms and data analytics to provide personalized investment recommendations based on users' financial goals and risk tolerance.
Diversification: Robo advisors automatically diversify the investment portfolio, spreading the risks across different asset classes.
Transparency: Robo advisors provide users with clear and transparent information regarding their investments, fees, and performance.

@Fnaf Can you continue listing the disadvantages?

Both are very different and shouldn't be compared to one another.

And to add on:

For endowments, there's usually a guaranteed/non-guaranteed portion so relatively on the more conservative portfolio.

For robos, they are investments and even if it is a conservative portfolio, the capital is not guaranteed. ​​​