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Anonymous

18 Jul 2024

βˆ™

Property

Renovation Credit Card

Hi, as I am approaching for renovation loan and wanting to make use of this big cost on credit card to gain miles for travel, as most renovation company dont offer credit card but we can use Cardup or ipaymy (both currently 2.25% admin fee), will it make sensible to go for the 120k credit card segment and noting i am not new-to-bank.

Discussion (5)

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Richard

15 Sep 2024

take care of oneself at the rest will be taken care

Card up admin fee quite cosly leh

Chin Guo Qiang (ITIL4 / CSPO / CSM)

04 Aug 2024

Assistant Vice President, IT Operations at Bank of China Limited

Can consider Citibank Credit Card and leverage on Citi PayAll function, which is similar to CardUp, but you get to earn reward points or air miles on your big ticket renovation loan money sum.

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Do check with your renovation company / Interior Design firm for more information, some of them might have bank partnerships for a preferential rate on house renovation loan, which can be more cost effective compared to earning points or air miles via the earlier method.

Can consider getting a Citi credit card for Citi PayAll...

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