PruActive Life vs PruLife Multiplier Flex?

I'm currently using stockscafe. I paid for a one-year subscription and find the functions and such to be very useful, such as keeping track of dividends and transactions. slope unblocked

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Hi anon,

I don't distribute Prudential, but I can tell you that some of the key differences are as follows:

PruActive Life (the newer plan):

• Premium term: 5 to 35 years

• Multiplier: Up to 5 times, and up to age 65,70, 75, 80.

• Coverage: Has payout upon admission to ICU (subject to meeting criteria)

• Coverage: Higher number of covered conditions, including conditions not in the standard LIA CI list.

• Coverage: Able to retain death benefit even after a CI claim (i.e. does not fully accelerate the sum assured)

• Coverage: Should have more covered conditions for Special Benefits (4 if I recall correctly)/Juvenile Medical conditions with the early CI rider

• Features: Kinship booster

PruLife Multiplier Flex (the older plan):

• Premium term: 10 to 25 years

• Multiplier: 3 or 4 times only, and only up till age 65 or 70

• Coverage: Lower number of covered conditions, only covers those on LIA CI list (assuming the rider didn't change, I cannot confirm this)

• Coverage: CI rider (built in) should be full acceleration only (i.e. a CI claim will terminate the plan)

• Coverage: I remember the number of covered special benefits is only 3.