POEMS Referral Link (Oct 2026) — Up to S$200 Stock Coupons + Lifetime $0 US Commission 🎁

🚀 POEMS Referral – Up to S$200 Stock Coupons + Lifetime Zero US Commission! 🚀

👉 Referral link: https://www.poems.com.sg/open-an-account/?refer...

🔑 Referral code: jWnZq (no code box — just sign up via the link!)

⏰ Promo period: 1 Sep – 1 Nov 2026 (open your account by 1 Nov!)

➖➖➖➖➖➖➖➖➖➖

🎁 ACCOUNT OPENING PERKS (automatic)

✅ $0 US stock & ETF commission for life (Cash Plus only, "True Zero")

✅ 0% sales charge on unit trusts (CPF & SRS ok)

✅ Free live prices — SGX & US (some feeds need opt-in)

✅ Free SGX Enhanced Market Depth till 30 Nov 2026

➖➖➖➖➖➖➖➖➖➖

💰 STOCK COUPON TIERS

🥉 Tier 1: Fund S$3,000 within 14 days, hold 30 days → S$50 coupons (5 × S$10) + 1,000 POEMS Coins

🥇 Tier 2: Fund S$10,000 within 14 days, hold 30 days → S$200 coupons (10 × S$20) + 3,000 POEMS Coins

🪙 POEMS Coins raffle: 1,000 coins = 1 entry to win a PAMP Suisse 2.5g gold bar 🏆 (3 winners) or S$20 stock coupon (50 winners)

📈 CFD add-on (optional): Separate CFD account → 0 US equity CFD commission for 30 days + S$50 cash credit (fund S$3k, hold 30 days, 3 trades in 60 days; first 1,000 accounts)

🎪 Roadshow: Velocity @ Novena Square, 26 Oct – 1 Nov, 11am–9pm → fund S$10k on the spot for 4% p.a. guaranteed over 30 days, Plinko for Cold Storage vouchers & more

➖➖➖➖➖➖➖➖➖➖

📝 HOW TO CLAIM

1️⃣ Sign up via the referral link (check "?referral=jWnZq" is in the URL)

2️⃣ Choose Cash Plus Account

3️⃣ Verify with Singpass/MyInfo

4️⃣ ⚠️ Opt in to SMART Park within 14 days — skip this = no rewards!

5️⃣ Fund S$3k or S$10k (fresh funds) within 14 days

6️⃣ Hold for 30 days (buying stocks is ok, withdrawing is not)

7️⃣ Download & log in to POEMS Mobile 3 within 30 days

8️⃣ Activate coupons under Me → Rewards and trade!

➖➖➖➖➖➖➖➖➖➖

⚠️ KEY T&Cs

🚫 Must be NEW to Phillip Securities (closed accounts also excluded)

🚫 No joint / corporate accounts; PSPL staff & families excluded

📉 Net deposit drops below S$10k → downgrade to Tier 1; below S$3k → no reward

🎟️ 1 coupon = 1 buy trade (min S$100/US$100) — Tier 2 needs 10 trades to fully use

⌛ Coupons expire in 90 days; SG/US buy trades only, cash & online only

💡 "Up to S$990" headline includes perk values — actual bankable = S$200 coupons (+ S$50 CFD)

📊 Less generous than Jul–Aug campaign (was S$80 / S$300 / S$500); S$50k tier removed

➖➖➖➖➖➖➖➖➖➖

❓ FAQ

Q: Is there a promo code box?

A: No, the referral is tracked via the link only.

Q: How much is the sign-up bonus?

A: S$50 (fund S$3k) or S$200 (fund S$10k) in stock coupons, plus POEMS Coins.

Q: Existing/past POEMS user can join?

A: No, only brand-new Phillip Securities customers.

Q: Can split deposits?

A: Yes, as long as the total hits your tier within 14 days.

Q: Open on 1 Nov, still can fund after?

A: Yes, you have 14 days from account opening to fund.

Q: When do coupons come?

A: After the 30-day hold, in POEMS Mobile 3 → Me → Rewards. Rebate credits within 5 working days of each trade.

Q: Cash Plus or Cash Management?

A: Cash Plus for most people — it's the one with $0 US commission.

Q: Can stack with CFD gift?

A: Yes, but CFD account is funded separately and doesn't count towards your Cash Plus tier.

Q: Is POEMS safe?

A: Phillip Securities is MAS-licensed and client funds are held in segregated trust accounts.

➖➖➖➖➖➖➖➖➖➖

🙋 Referrers: Earn S$10 US stock coupon + S$50 cash credit per friend (fund S$3k, hold 30 days), up to 10 friends = S$600 💸

📖 Full breakdown, honest take & latest updates: https://www.sgreferralcodes.com/poems-referral/

Not financial advice. T&Cs accurate as of 24 Oct 2026; PSPL may amend anytime.