Plan R: Rewards| Rebates| Retirement (updated 26/01/2026)

Good Day!

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Let's head towards financial freedom together!

Read my blog here: https://planrsg.wordpress.com/

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💰💰Banking

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✅ MariBank

Digital Bank with daily interest on deposits and vouchers for Shopee.

https://www.maribank.sg/

• Get $15 Cash on Sign Up
• Get 2.58% p.a interest for 1st month (Min $5000 Max $20000)
• Get 0.88% p.a interest
• Referral Code: 0KLQ35JG
• Valid till 31/01/2026

✅ Trust Bank

Digital Bank with daily interest and shopping rewards at NTUC

http://trustbank.onelink.me/CJNL

• Sign up rewards: Scratch card with rewards from $10 - $2000
• Referral Code: Y71AHMD3
• Valid till 31/01/2026

🍴🍴Food & Dining

✅ BreadTalk Group Rewards

Rewards program with deals for BreadTalk, Ding Tai Feng, ToastBox etc

https://apps.apple.com/sg/app/breadtalk-group-r...

• Sign up rewards ($2 e-voucher)
• Referral code X4xs
• Top up any amount

✅ Luckin Coffee

Rewards App for for Luckin Coffee

http://iyyds.co/2W7dplg

Sign up and get discount coupons for first drink at $0.99

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📈📈Investment

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✅ BigFundR

Real estate backed investment platform with principal and interests guaranteed by Maxi-Cash

https://bigfundr.com/website/signup/step_1?r=R0...

• Referral Code: R08022U
• Signup rewards of $10
• Get up to 6% p.a guranteed returns on real estate projects
• Min. investment amt $1000

✅ Chocolate Finance

Investment platform with daily interests on cash deposits

https://share.chocolate.app/nxW9/i9oy0z27

• Get 2.0% p.a returns on first 20K
• Get 1.8% p.a returns on next 30K
• Get Targeted 1.8% p.a returns on amounts thereafter.
• Interests credited daily

✅ Endowus

Investment platform with low fees that let you invests Cash, CPF & SRS

https://endowus.com/invite?code=RSNAL

• Sign up rewards of $20 credit to offset fees
• Requires initial investment of $1000 (Cash, CPF OA, SRS)

✅ FsmOne

Investment platform for Unit Trust / Stock using Cash, CPF OA / CPF SA & CPF SRS

https://secure.fundsupermart.com/fsmone/signup/...

• Get 1000 rewards points

✅ HugoSave

Investment platform that Invest in gold, silver and platinum

https://code.hugosave.com/ref/ZqTXeaeZdj-adv

• Get up to $16 goldback with HugoSave Plus+ account
• Requires completion of 5 quests on signup

✅ Longbridge Securities

Low fee online broker that allows trades in SG/HK/US markets etc

https://activity.longbridge.sg/pages/longbridge...

• Sign up rewards (SGD 80 - SGD 770)
• Referral Code: UILAEO20
• Get SGD 80 worth (AAPL & NVDA share) with SGD $2000 deposits + 3 trades + maintain for 30 days
• Get SGD 300 worth (AAPL & NVDA sharee) with SGD $10000 deposit + 5 trades + maintain for 90 days
• Get SGD 800 worth (AAPL & NVDA share) with SGD $100000 deposit + 8 trades + maintain for 90 days
• Lifetime commission free for US/ HK/ SG markets
• Valid till 31/01/20256

✅ Moomoo

Online trading platform for stocks, funds

https://j.moomoo.com/0vmazH

• Get $10 Cash coupon with cummulative $1 deposit
• Get $80-140 cash coupon with cummulative $3000 deposit, 3 buy trades and maintain 90 days
• Get $200 cash coupon with cummulative $10000 deposit, 3 buy trades and maintain 90 days
• Ends on 05/02/2026

✅ POEMS

Trading platform for equities, unit trusts in 15 global exchanges with Cash and CPF

https://www.poems.com.sg/open-an-account/?refer...

• Get $10 stock coupon with with $1000 deposit
• Get $50 stock coupon with with $5000 deposit
• Get $250 stock coupon with with $20000 deposit
• Requires funding within 14 days, hold balance for 30 days

✅ Tiger Brokers

Online Broker that lets you trade in SG/ HK/ US markets

https://tigr.link/s/20DmbqG

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Referral Code: BG2V8N

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Get USD3 per day for 30 days.

• Total USD 90
• Requires deposit of > USD 100

Or

• Get USD5 per day for 30 days.
• Total USD 150
• Requires deposit of > USD 1000
• Maintain deposit for 30 days
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• Valid till 05/03/2025

✅ uSmart Securities

Broker that allows trading in UK, JP, SG, HK. US markets

https://m.usmartsg66.com/promo/overseas/bonus-d...

• Welcome rewards:$14USD cash coupon ($2 x 7) for task completion
• 0.02 TSLA with standard or intel account opening
• 180 USD (6 x30 USD) vouchers with initial deposit of $2000
• Invitation code: cfe4
• Valid till 30/06/2026

✅ Webull SG

Online broker with low fees

https://www.webull.com.sg/s/uIYsgKm7MjyDXqCCPg

• Get USD $50 worth of AAPL share
• Required USD $3000 cummulative deposit
• Maintain deposit for 30 days
• Valid till 27/02/2026

OR

• Get USD $280 worth of AAPL share
• Required USD $10000 cummulative deposit
• Maintain deposit for 90 days.
• Valid till 27/02/2026

👣👣Lifestyle

✅ NTUC Union

Membership program with benefits at NTUC affiliates

https://www.ntuc.org.sg/uportal/memberships/bec...

• Get welcome gift worth $20 on signup and payment of 3 months fees
• Referral code: 201526783811
• Membership fee is $9 per month.
• More link point benefits at FairPrice Supermarkets

✅ shopFarEast App

Membership program for shopping at Far East Malls

https://share.shopfareast.com.sg/download-app?l.....&si=https://dpf51pi5rdja7.cloudfront.net/referral/thumb/25ezJEr02k1VavFT6tw5SDCdpquFh2o5sXRnKtNs.jpg

• Get welcome gift of $5 ecoupon on signup
• Referral code: u277eP

💳💳Payment

✅ ‎DBS PayLah!

Payment app linked to DBS bank accounts with benefits

https://apps.apple.com/sg/app/dbs-paylah/id8785...

• Get $5 when you sign referral code TAKWJW537

✅ GooglePay

Payment app with rewards and rebates

https://g.co/payinvite/sl3j824

• Opt in rewards required
• Get $3 with first successful payment min $10

✅ Kris+

Singapore Airlines® lifestyle rewards app with rewards

https://sqkrisplus.page.link/CK8cf7ubpHjdwjLf9

• Sign up rewards of $5 (750 KrisPay Miles) upon first transaction.
• Referral Code: T207321

✅ Shopback

Rewards App with cashback on purchases at participating merchants

https://app.shopback.com/HpvOzBo2UVb

• Get $10 as a sign up bonus
• Join the new user challenge, make an online spend and spend $20 via ShopBack to be elligible.

✅ Tiger BOSS Debit Card

VISA debit card program that earns 1% rebates converted to fractional shares in Tiger Brokers app

https://tigr.link/6xjdPn?utm_source=invite&utm_...

• Get $5 sign up rewards upon first transaction.
• Get 1% cashback in fractional shares (choose to redeem in either one of the following stocks l NVDA /AAPL/ MSFT/ GOOG /AMZN /META, QQQ, TSLA and VOO) for eligible purchases

✅ YouTrip

Multicurrency wallet app

https://youtrip.onelink.me/3xWB/vgdtxand

• Get $5 sign up rewards with any amount topup

⚡⚡Utilities

✅ Geneco

Singapore Electricity Provider with low rates

https://www.geneco.sg/residential/electricity-p...

• Sign up rewards of $130 bill rebate
• Sign up for Get it Fixed 24 plan with promo code GOLDEN130

Or

• Sign up rewards of $15 bill rebate
• Sign up for Get it Fixed 12 plan with promo code GOLDEN15

Apply referral Code 85120502 for additional $30 rebate credit

• Set up recurring bill payment with Tiger Debit card to get additional $30 rebates. (First 100 monthly)
• Set up recurring bill payment with UOB card to get additional $20 rebates. (First 200 monthly)
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Plan R : Rewards | Rebates | Retirement

https://planrsg.wordpress.com/

Wishing you a great day, always!