Plan R

Edited 03 Jul 2025

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Plan R：Rewards ｜ Rebates ｜Retirement （updated 03/07/2025)

Good Day!

Let's head towards financial freedom together!

Read my blog here: https://planrsg.wordpress.com/

💰💰Banking

✅ MariBank

Digital Bank with 2.5% interest p.a on deposits and vouchers for Shopee.

https://www.maribank.sg/

1.88% p.a on first 10K
Get 3.08% p.a for August on $10000 deposit
Referral Code: 0KLQ35JG
Valid till 31/07/2025

✅ Trust Bank

Digital Bank with 0.75% - 3 % interest p.a and shopping rewards at NTUC

http://trustbank.onelink.me/CJNL

Sign up rewards: Scratch card with rewards from $5 - $1000
Referral Code: Y71AHMD3
Valid till 31/12/2025

🪙🪙Cryptocurrency

✅ BasedApp

Web3 App that lets you spend with crypto with ViSA card

https://app.basedapp.io?access=VE3V8U3T

Sign up rewards: 10,000 BasedApp points (About $33)
$500 min spend within 30 days required to receive 10000 welcome points

✅ CryptoDotCom App

Crypto platform that lets you earn rebates in crypto on VISA card spends

https://crypto.com/app/h2kx64fpaf

Get $25 (in CRO) on signup for Ruby Card and above.
Referral code: h2kx64fpaf

🍴🍴Food & Dining

✅ BreadTalk Group Rewards

Rewards program with deals for BreadTalk, Ding Tai Feng, ToastBox etc

https://apps.apple.com/sg/app/breadtalk-group-r...

Sign up rewards ($2 e-voucher) with referral code X4xs and
Top up any amount

✅ Luckin Coffee

Rewards App for for Luckin Coffee

http://iyyds.co/NZF86cn

Sign up and get discount coupons for first drink at $0.99

📈📈Investment

✅ BigFundR

Real estate backed investment platform with principal and interests guaranteed by Maxi-Cash

https://bigfundr.com/website/signup/step_1?r=R0...

Referral Code: R08022U
Signup rewards of $10
Get up to 6% p.a guranteed returns on real estate projects
Min. investment amt $1000

✅ Chocolate Finance

Investment platform with daily interests on cash deposits.

https://share.chocolate.app/nxW9/i9oy0z27

Get 3% p.a returns on first 20K
Get 2.7% p.a returns on next 30K
Get Targeted 3% p.a returns on amounts thereafter.
Interests credited daily

✅ Endowus

Investment platform with low fees that let you invests Cash, CPF & SRS

https://endowus.com/invite?code=RSNAL

Sign up rewards of $20 credit to offset fees
Requires initial investment of $1000 (Cash, CPF OA, SRS)

✅ FsmOne

Investment platform for Unit Trust / Stock using Cash, CPF OA / CPF SA & CPF SRS

https://secure.fundsupermart.com/fsmone/signup/...

Get 1000 rewards points

✅ HugoSave

Investment platform that Invest in gold, silver and platinum

https://code.hugosave.com/ref/ZqTXeaeZdj-adv

Get up to $16 goldback with HugoSave Plus+ account
Requires completion of 5 quests on signup

✅ Longbridge Securities

Low fee online broker that allows trades in SG/HK/US markets etc

https://tinyurl.com/n3kjtfsh?channel=SHKN00014&...

Sign up rewards (SGD 180 - SGD 320)
Get SGD 85 worth (0.5 x NVDA share) with SGD $2000 deposits + 3 trades + maintain for 30 days
Get SGD 270 worth (1 x AAPL share) with SGD $10000 deposit + 5 trades + maintain for 90 days
Lifetime commission free for US/ HK markets
Valid till 31/07/2025

✅ Moomoo

Online trading platform for stocks, funds

https://j.moomoo.com/06NMYS

Get $10 Cash coupon with cummulative $1 deposit
Get $30 cash coupon and $40 worth of TSLA shares with cummulative $3000 deposit, 3 buy trades and maintain 30 days
Get $130 cash coupon and $150 worth of TSLA shares with cummulative $3000 deposit, 3 buy trades and maintain 30 days
Ends on 22/07/2025

✅ POEMS

Trading platform for equities, unit trusts in 15 global exchanges with Cash and CPF

https://www.poems.com.sg/open-an-account/?refer...

Get $50 worth of Amazon shares with with $3000 deposit within 14 days, hold balance for 30 days and make 3 trades within 30 days
Get $50 worth of Amazon shares + $100 worth of Microsoft shares with $10000 deposit within 14 days, hold balance for 30 days and make 5 trades within 90 days

✅ ProsperUs

Digital investment service that allows you to gain access to multiple asset classes across global markets

https://account.prosperus.asia/onboarding?refco...

No sign up promo at the moment

✅ Tiger Brokers

Online Broker that lets you trade in SG/ HK/ US markets

https://tigr.link/s/50B4K3M

Get USD3 per day for 30 days.
Total USD 90
Requires deposit of > USD 100
Maintain deposit for 30 days
Referral Code: BG2V8N
Valid till 25/07/2025

✅ uSmart Securities

Broker that allows trading in UK, JP, SG, HK. US markets

https://m.usmartsg.com/promo/overseas/bonus-dec...

Welcome rewards: $14USD cash coupon ($2 x 7) for task completion
0.02 TSLA with standard or intel account opening
180 USD (6 x30 USD) vouchers with initial deposit of $2000
Invitation code: cfe4
Valid till 30/09/2025

✅ Webull SG

Online broker with low fees

https://www.webull.com.sg/s/uIYsgKm7MjyDXqC2hW

Get USD $30 worth of AAPL share & USD $20 cash coupon
Required USD $2000 cummulative deposit
Required to make 3 US buy trades
Maintain deposit for 90 days

OR

Get USD $100 worth of AAPL share & USD $100 cash coupon
Required USD $10000 cummulative deposit
Required to make 5 US buy trades
Maintain deposit for 90 days.
Valid till 30/09/2025

👣👣Lifestyle

✅ NTUC Union

Membership program with benefits at NTUC affiliates

https://www.ntuc.org.sg/uportal/memberships/bec...

Get welcome gift worth $20 on signup and payment of 3 months fees
Referral code: 201526783811
Membership fee is $9 per month.
More link point benefits at FairPrice Supermarkets

💳💳Payment

✅ ‎DBS PayLah!

Payment app linked to DBS bank accounts with benefits

https://apps.apple.com/sg/app/dbs-paylah/id8785...

Get $5 when you sign referral code TAKWJW537

✅ GooglePay

Payment app with rewards and rebates

https://g.co/payinvite/sl3j824

Opt in rewards required
Get $3 with first successful payment min $10

✅ Kris+

Singapore Airlines® lifestyle rewards app with rewards

https://sqkrisplus.page.link/CK8cf7ubpHjdwjLf9

Sign up rewards of $5 (750 KrisPay Miles) upon first transaction.
Referral Code: T207321

✅ Shopback

Rewards App with cashback on purchases at participating merchants

https://app.shopback.com/KkvgKB0BCIb

Get $5 as a sign up bonus
Join the new user challenge, make an online spend and spend $20 via ShopBack to be elligible.

✅ Tiger BOSS Debit Card

VISA debit card program that earns 1% rebates converted to fractional shares in Tiger Brokers app

https://tigr.link/6xjdPn?utm_source=invite&utm_...

Get $5 sign up rewards upon first transaction.
Get 1% cashback in fractional shares (choose to redeem in either one of the following stocks l NVDA /AAPL/ MSFT/ GOOG /AMZN /META, QQQ, TSLA and VOO) for eligible purchases

✅ YouTrip

Multicurrency wallet app

https://youtrip.onelink.me/3xWB/vgdtxand