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Some low money funds' interest rate is higher then fixed deposit's. no doubts, some fixed deposit. have higher rates but come with conditions that it is as good as going through many hoops.
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No harm splitting your money and parking them in a variety of products with different rates and tenures. Spread out the risks
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Depend on your risk acceptance And goals for my case I go for the low risk fund.
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Depends on your risk tolerance and financial goals honestly
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I think the key here is to understand your financial needs and the specific conditions you're comfor...
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Just put half in each pot to have peace of mind.