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Anonymous

15 Sep 2020

Insurance

PA Insurance for Motorbike Riders?

Hi all,
I am looking to get a PA insurance as I am riding a motorbike - can't always rely on luck alone. Wondering if there is anyone riding a bike as well and can share your PA as why as well?

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PolicyPal

15 Sep 2020

Official Account at PolicyPal

It is definitely advisable for you to purchase personal accident insurance if your main form of transport is by motorcycle. This is because of the relatively higher risk that is involved in riding a motorbike.

A personal accident plan provides the policyholder with financial reimbursement and support in the event of an accident. The insurance plan usually covers the cost involved with hospitalisation, rehabilitation, recovery, and even evacuation.

Do check out this blog article where we provide a comparison across different personal accident insurance in Singapore.

Hey there, there are quite a few options available out in the market. They usually cover accidental deaths, dismemberments, medical reimbursements and even TCM/chiropracter reimbursements eg. AIA Solitaire Plan. They also usually allow for optional add ons and whether you want them is entirely up to you.

The good thing is that PA plans do not have underwriting in general. All the best! Financial planning is an integral part of life. You can reach me here to find out more.​​​

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