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My fear is that while the short terms gain is better than the 2.5% yield in stock market, after 10 years, I may miss out on the compound interest?
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Bullythebear
14 Mar 2021
Tutor at Self employed
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Probably can do a bit of both. Treat the cpf as a bond, while you invest in some equities. Actually the cpf is more than a bond, it's an annuity. I would think that as I near retirement age, I will want more annuities and bond, rather than to take higher risks with equities.