New to credit cards? Trust Bank might be a good first one to consider (and today’s the last day for the welcome gift)

I know a lot of us here are young and still figuring out the credit card scene. Sharing Trust Bank as an option especially for first-timers, and also because their October welcome promo ends today.

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Why Trust for a first card:

• No annual fee (ever, not just first year)
• No FX fees (so you can use it overseas without stress)
• Zero min. spend to get the sign-up gift
• Backed by Standard Chartered and NTUC FairPrice, regulated by MAS — legit bank

The welcome gift (ends tonight, 31 Oct):
Sign up with referral code 2GG9T8K3 and you get a sure-win Golden Scratch Card guaranteed between S$50 and S$8,000 cashback. Yes, guaranteed — the minimum is S$50, no minimum spend needed to claim it.

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Just make sure you enter the code 2GG9T8K3 at the very first “Get Started” screen in the app. If you skip past it, you won’t get the reward and it can’t be added later.

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For savings account: there’s also a separate scratch card from S$8–S$1,888 if you open a savings account with them.

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Full details and step-by-step: https://dlcuration.com/trust-bank-referral-code...

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Happy to answer questions! Not financial advice.