facebookNew SG Citizen (33M, Ex-Malaysian) - BTO(or Sales ofBalance) or Resale as first house - Seedly

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Anonymous

Edited 21 Apr 2025

Property

New SG Citizen (33M, Ex-Malaysian) - BTO(or Sales ofBalance) or Resale as first house

Hi everyone, I'm a 33-year-old Malaysian male, married with a 1-year-old child. My wife and I are both PRs, and I’ve just gotten my IPA approval for Singapore citizenship, which should be finalized in about 2 months.

We’re currently renting a room, but now starting to plan for our first property purchase in Singapore. I’m considering whether we should:

  • Wait and apply for a BTO, or
  • Go for a resale flat

Preferably in the East (Paya Lebar, Ubi, MacPherson, Bedok, etc.)

We’re not in a rush to move, since my mother-in-law is helping with childcare, so we can afford to be patient if needed. But at the same time, we’re thinking long-term — stability, grants, space for our kid (4 rooms), and location convenience.

Discussion (14)

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Tony

24d ago

Computer Engineering at Nanyang Technological university

Since you can wait just get BTO or sales of balance, it's subsidized, much cheaper than resale, and a citizen priviledge.

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Why not stay in JB? Cost of housing is much lower in JB. Save up your extra cash instead for retirem...

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