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Anonymous

29 Sep 2021

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Negative returns in a robo advisor acct for close to 2 yrs. Do I withdraw and reinvest in another portfolio or continue to top up

Since Nov 2019, I deposited $200 SGD every month with a general portfolio. Til date, I keep seeing negative returns reflected in its performance. Should I withdraw all the amount and re-invest in another portfolio or make a bigger top up amount and hope the returns can change to positive? Appreciate if can share your experiences. Thanks

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Wilson Nid A Break

Edited 30 Sep 2021

Likely your Robo Advisor invest in the wrong portfolio, other robo advisors such as endowus & autowealth are doing well for their investors

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Tan Choong Hwee

30 Sep 2021

Solutions Specialist at Providend

Actually more importantly is to look at the investment strategy of the robo advisor and their portfolio construction. Why do they invest in country like China or sector like tech? How do they manage risk? What is their asset allocation?

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Glen Goh

29 Sep 2021

Hmmm it depends on the portfolio that you are investing in. If it’s a full equity portfolio then you...

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Hi all, for the robo-advisor returns, should i withdraw the returns and reinvested?

1) What are the robo-advisors' stand on US Estate Tax? 2) How has it impacted the robo-advisors in terms of funds selection for portfolio construction? 3) Why is your strategy (with respect to US Estate Tax) superior to the other robo-advisors?

If I move from robo-advisor to another (e.g. from StashAway to Syfe/ Endowus/AutoWealth), do I lose out cos need to liquidate assets when withdraw funds, then pump again into the other robo-advisors?

What is the future for all robo advisors? Building more different types of portfolios?, When would be a good time you recommend someone to withdraw from a Robo advisor?

When would you advise someone to switch from one Robo advisor to another? Returns from one to another are so different for the same time period!

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