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Anonymous

16 Apr 2022

General Investing

Need advice on long term portfolio

Hello All,

I am currently in my 30s starting investing in Syfe Reits (Monthly DCA) and VUAA ETF (Quarterly DCA) through IBKR.

I would like to know if this portfolio is sufficient for me to grow my wealth in the long term (>10years)

Thank you.

Discussion (2)

What are your thoughts?

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  • Depend what ur defination of wealth. $ 1 million? $500k? Postive monthly cashflow?

  • VUAA 10%p.a., Syfe reits dividend 4%p.a. roughly

  • u fixed your timeline. 10 years. Next you must fixed your amount at 10years, then back calculate how much you need to DCA to be enough.

http://www.moneychimp.com/calculator/compound_i...

I would say 15-20 years will be more realistic. the lost decade is something people rarely talks about. even in US market, there is a period of 10 years where stock market was flat.

but in most likelihood, yes, it will be suffcient. of course, you have to manage your expectations. don't expect reits or even VUAA to go to the moon.

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