My wife and I have struck a windfall. We wanted to donate 100k to charity. rather than lump sum, we wanted to an annual donation of 10k (for the tax relief) Where is the good place to park and earn some interest in the meantime?

Hi there if you're still looking. I have a way where you can get direct access to accredited funds as a retail investor. This is one way where you can sit back and grow your funds and not be subjected to any fees, uncertainties or volatility.

You'll get direct access as a retail investor, to fixed returns (eg. 8.4 to 10%) p.a, distributed quarter-monthly, short tenors (eg. 10-12months tenor) and strong risk management and security protection features that is only exclusive for accredited investors.

What i have isnt perfect but its at least better than whats typically available out there.

***This isn't endowment products nor ILPS or any insurance investment products

You can drop me an email at [email protected]​​​

You can consider putting it in singapore savings bond which is guaranteed by the singapore government.

Just FYI, if you donate the 100k in one lump sum, you won't necessarily "lose out" on the excess tax relief. Unutilised donations can be carried forward to offset future income, up to a maximum of 5 years.

But having said that, it's probably still better to spread out the donations than to do it in one shot, because you won't get your usual personal reliefs if the lump sum donation is sufficient to fully offset your annual income.

Invest in Singapore Saving Bond or a fixed deposit.