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Anonymous
Opted ES3 as I think would be stable, IVV and VT for diversity, and 3067 as Hang Seng Tech has growth potential. On the side note, is 3067 or the new HST to be launched in SGX would be better?
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3067 and hst the main difference is trading currency and expense ratio.
3067 lower expense ratio, but u must convert to hkd. so got fx charges
but hst although in sgd, also got fx risks since it's not sgd hedged. but simpler to manage since it's in sgd