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My MIL 79 years old this year, her CPF Retirement account almost empty. If I top up her account using cash as allowance, which scheme is better? The Retirement Sum Scheme or CPF life scheme? If I am not wrong, 80 years old is the CPFLife last entry age.
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https://www.cpf.gov.sg/Members/Schemes/schemes/...
Best to check with CPF directly as there are requirements for the minimum amount in the CPF account. They can advuse you better.
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RSS pays out more per mth, but doesn't pay out for life.
CPF life pays out less per month, but does so for life.