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Anonymous
It is also important to note that we do not have a lot of savings.
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Desmond
07 Apr 2020
Peak Performance Coach at [email protected]
A good rule of thumb is this:
Don't buy a house that is 5X of your total annual income
Have AT LEAST 6 months of emergency funds put aside before considering any large ticket purchase.
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Tan Kel Vin
25 Mar 2020
Financial YouTuber at Kelvin Learns Investing
When you buy a house, the cost is very huge, normally about 30% of the house price (lawyer fee, agen...
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The more you should apply for a house asap and it will also motivate you to go into the next job asap. mostly basic HDB can be funded by your CPF OA. Just importantly if you both have sufficient CPF for the initial deposit.