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Loh Tat Tian
19 Nov 2018
Founder at PolicyWoke (We Buy Insurance Policies)
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Andrew Fong
19 Nov 2018
Associate Partner at St. James's Place Wealth Management
Absolutely yes. Situtations like medical expenses (during or post travel) could occur, loss of property, passports etc could occur too.
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Bang Hong
18 Nov 2018
Sustainable Spender Specialist at Spender Bang
Medical is 1 aspect during the trip and after the trip. Normally covers about 3 days after the trip ...
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It will be prudent to get unless you wish to "self insure" meaning to bear the risk of losing with no claims to make for any issues.
Personally wouldn't encourage to save that $50 or less unless your total spending for the trip is $300 or less. (which you probably can stomach the lost)