MoneyOwl vs Individual Insurance Companies

First I like to appreciate that you are planning to take up insurance as you care for your family. Purchasing insurance is mandatory which I realized late so the insurance premium was high. I took ULIP without knowledge so the premium was very high compared to term insurance. So I request you to only take term insurance till the age of 65 years where your children will be 25 at your age of 65 if not take till the age of 75 or according to your needs considering the fact that your family will no longer need your help financially. Now next to consider is that your family should get the insurance amount claim Hussle free Incase of any uncertain circumstances. I suggest to go with one the pinoeer companies established in SG like Prudential, AIA, e.t.c., as they are more reliable. Yes some offer less premium and you would be attracted to save but I would suggest earn that difference of premium in investment so you won't make no compermise on the quality and service.

Choose wise and live worry free.

No, I rather you look for IFA (independent financial advisor). as moneyowl only carry products from a few companies. And the policies arent that comprehensive as compared to IFA agent