Miles versus cashback - which credit card reward do you like better and why?

I like Points and Miles cards!

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But after being in this industry for quite a while now, my focus has been on Points because it allows me the flexibility to change points for miles or other things (including cashback or vouchers)

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My main cards are now:

• HSBC Revolution card
• CITI Rewards
• AMEX Platinium card
• DBS Altitude (in points)

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One of the main reason why I choose miles over cashback is that there is no need to track min spend which most cash back credit cards require to in order to hit higher tiers of cash back.

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I use both UOB PPV and HSBC Revolution!