Migrant Workers’ New Medical Insurance Rules in Singapore

With rising healthcare costs in Singapore, the recent changes to foreign worker medical insurance requirements could have a significant impact on employers managing manpower costs and risk exposure.

​

Since July 2023, the minimum annual medical insurance coverage for Work Permit and S Pass holders has increased from S$15,000 to S$60,000, with insurers now co-paying a larger portion of high medical claims. From July 2025 onwards, further changes such as direct hospital reimbursements, standardised exclusion clauses, and age-based premiums will also take effect.

​

At the same time, the changes may also improve access to medical care for foreign workers, as employers no longer need to worry about paying hefty hospital bills upfront before reimbursement.

​

Read more: https://plannerbee.co/learn-personal-finance/mi...