Marry soon, want to move out. Housing options? BTO, EC, resale out of the question. Not keen on rental too. Only option is private condo? Will die sial combined income only $8k+ take home. How?

I think another option is to do a tranfer of private property ownership by way of gift from your fiancee to some other trusted party to continue to hold as an investment. You probably will need to fork out only some legal fees and BSD for the next owner. The fees depends on the valuation of the private property though.

Or perhaps another way is to buy the BTO under one name, but with your fiancee as an occupant of the flat to form a family nuclues. Im not too sure if this is feasible, will need to call HDB to check.​​​