MariBank Sign Up Bonus 2026: What You Actually Get (Cash + Interest + Credit Card Rewards)

A lot of people ask what the MariBank sign-up bonus actually adds up to once you stack everything — so here's the full picture instead of just "here's a code."

The MariBank sign-up bonus has three separate layers:

1. Referral cash (S$8–S$15). Enter a referral code — mine is 8ZUU96EA — during your first application and both you and the referrer get cash credited to your Mari Savings Account once approved. Amount depends on the product: S$8 for Savings/Invest Bundle, S$15 for Credit Card Bundle/Instant Loan Bundle.
2. Daily interest (up to 2.88% p.a.). New Mari Savings Account users get bumped from the 0.88% p.a. base rate up to 2.88% p.a., credited daily, under the current MariBank x Shopee VIP promotion. No lock-in, no minimum balance required.
3. Credit card welcome rewards (up to S$100). If you go for the Mari Credit Card Bundle path specifically, you also unlock:S$30 welcome cashback (10% cashback, min. S$300 spend within 30 days)
   S$70 Shopee voucher pack (via Mari Credit Card Instant Checkout on Shopee)

Putting it together: someone taking the Credit Card Bundle and hitting the spend requirement could realistically walk away with S$15 referral cash + up to S$100 in card rewards + daily interest on their savings — from one sign-up.

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One thing to flag: using a referral code makes you ineligible for other MariBank promo codes during the same period, so pick one code and stick with it. Full eligibility rules and the referral infographic are here if you want to sanity-check before you apply.