MariBank Referral Code November 2026: How I Got Free Cash Just for Signing Up (Code: 8ZUU96EA)

MariBank Referral Code 2026: 8ZUU96EA

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Okay so I’ve been meaning to update this post for a while. A colleague asked me last week how MariBank’s sign-up bonus works, and I realised I had to explain the whole thing from scratch — the account types, the rewards, the annoying little quirk with the promo code box — so here’s everything properly laid out.

If you’re on the fence about opening a MariBank account, or you’ve already decided to and just need a referral code, here’s everything I wish someone had laid out for me before I signed up.

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Quick answer: MariBank referral code 8ZUU96EA

That’s it, that’s the code. Keep reading if you want to know what it actually gets you (and how not to mess it up), or skip straight to the application if you already know what you’re doing.

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Note: This promotion runs 1–30 November 2026 only, and is capped at the first 10,000 successful referrals.

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What you actually get with the referral code

MariBank runs a tiered rewards system depending on what you sign up for. Here’s the November 2026 breakdown:

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S$8 cash — for a standalone Mari Savings Account, or the Mari Invest Bundle (Mari Invest Account + Mari Savings Account in one application). Simple, no strings attached.

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S$15 cash — a step up, this kicks in if you apply for the Mari Credit Card Bundle (Mari Credit Card + Mari Savings Account) or the Instant Loan Bundle (Instant Loan + Mari Credit Card + Mari Savings Account). Slightly more commitment, slightly better payout.

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Up to S$80 in New to Card rewards — this is the one worth paying attention to if you’re getting the credit card. It stacks: S$30 Welcome Cashback when you spend at least S$300 within 30 days of card approval, plus a S$50 Shopee voucher pack for Mari Credit Card Instant Checkout on Shopee. One important caveat below on the Welcome Cashback — read the FAQ section.

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Up to 3.08% p.a. interest — your Mari Savings Account earns 2.48% p.a. in the first 30 days (base + new user bonus), rising to 3.08% p.a. if you also have ShopeeVIP and credit your salary. After 30 days, the base rate drops to 0.88% p.a., with ongoing bonuses bringing it to 1.48% p.a.

Important: the S$8 and S$15 tiers don’t stack — you get one cash reward based on what you apply for.

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The one mistake that’ll cost you the bonus

This is the part I want people to pay attention to. When you’re going through the MariBank application, there’s a field labelled “Referral / Promo Code?”. You need to enter your code into that box during the application, before you hit submit. Once you’ve submitted, that’s it — there’s no adding it retroactively, no customer service workaround. The promotion terms make no provision for it.

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Also: each bundle must be one single bundled application. Applying for the products separately doesn’t qualify for the bundle reward.

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So paste 8ZUU96EA into that field, double-check it’s actually in there, and only then move on to submit.

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Quick FAQ

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Does the referral code cost me anything to use?
No, completely free.

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Can I use the code if I already have a MariBank account?
No. You must have had no MariBank Personal Banking account before 1 November 2026, and this must be your first successful MariBank Personal Banking application.

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When does the cash reward show up?
MariBank says it’s credited instantly to your Mari Savings Account once approved. The promotion terms allow up to 2 months after the promotion ends (so by 30 January 2027) as a backstop.

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Can I combine the referral code with other MariBank promo codes?
No — using a referral code makes you ineligible for other MariBank promotional codes. One important heads-up: MariBank’s Refer A Friend page lists the S$30 Welcome Cashback as a new user reward, but the First 30 Days Card Spend promotion terms say it’s not valid with referral or promo codes. Worth confirming with MariBank directly in the app before you spend S$300 for it.

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What if I keep the account for less than 6 months?
MariBank can claw the reward back if you close the account within 6 months of the promotion ending (i.e., before 30 May 2027). Keep it open.

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Can the reward run out before the month ends?
Yes — it’s capped at the first 10,000 successful referrals. MariBank doesn’t publish how many spots remain, so don’t leave it too late in November.

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TL;DR

• Referral code: 8ZUU96EA
• Promotion period: 1–30 November 2026 (first 10,000 successful referrals)
• Enter the code in the “Referral / Promo Code?” box before submitting — can’t be added after
• S$8 for a Mari Savings Account or Mari Invest Bundle
• S$15 for a Mari Credit Card Bundle or Instant Loan Bundle
• Up to S$80 in New to Card rewards if you get the credit card (check the Welcome Cashback caveat above)
• Up to 3.08% p.a. interest on your Mari Savings Account
• Keep accounts open past 30 May 2027 or the reward can be clawed back

Happy to answer questions in the comments if anyone’s stuck on the application process.