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Putting together the complete picture here, since most posts on this only give you the code and a number.
Referral code: 8ZUU96EA
The four tiers, in full:
Mari Savings Account - S$8 cash. Standalone account, no bundling.
Mari Invest Bundle - S$8 cash. Includes a Mari Savings Account.
Mari Credit Card Bundle - S$15 cash. Includes a Mari Savings Account + credit card, and unlocks up to S$100 in separate Mari Credit Card New User Rewards.
Instant Loan Bundle - S$15 cash. Includes a Mari Savings Account.
Exact steps:
Download the MariBank app (App Store / Google Play - digital-only, no branches).
Apply for your chosen product - must be your first-ever application for that specific tier.
During the application, find "Have a Referral / Promo Code?" and type 8ZUU96EA exactly.
Get approved within the promotion window, 1-31 August 2026. Cash is credited to your Mari Savings Account once approved.
What disqualifies you (this is the part most posts skip):
Leaving the code field blank or entering it wrong - cannot be fixed after submission, no exceptions.
Applying for bundle components separately instead of the bundled application.
Already having any MariBank account for that specific product tier.
Closing the account shortly after approval, before MariBank's minimum holding period.
Using this code alongside any other MariBank promo code in the same window - they don't stack.
On top of the referral cash: new users also get up to 2.88% p.a. daily interest on the Mari Savings Account via the current Shopee VIP promotion (base rate 0.88% p.a. + bonus). SGD deposits are SDIC-insured up to S$100,000; foreign currency deposits, dual-currency investments, and structured deposits are not.
Every figure here is verified against DLCuration's live MariBank page - including the current up-to-S$100 credit card figure, which some older posts still list as S$80: https://dlcuration.com/maribank-referral-code.html
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