MariBank Referral Code 4OVQ01AP (Nov 2026): Up to S$95 New User Rewards

🎁 Referral code: 4OVQ01AP
📅 Promo period: 1–30 Nov 2026
🎯 Limited to the first 10,000 successful referrals
💰 Get up to S$95: S$15 instant cash + up to S$80 New to Card Rewards

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🏦 WHY MARIBANK?
✅ MAS-licensed digital bank owned by Sea Limited (Shopee's parent company)
📈 Earn up to 3.08% p.a. with promotions, credited daily
🛡️ SDIC-insured up to S$100,000 per depositor
🙌 No salary crediting, minimum spend or minimum balance
🛒 Pay for Shopee purchases with your Mari Savings Account or Mari Credit Card
📱 Sign up with Singpass, usually in under 10 minutes

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💵 WHAT YOU GET
🐷 Mari Savings Account or Mari Invest bundle: S$8 instant cash + up to 3.08% p.a. interest
💳 Mari Savings + Mari Credit Card bundle: S$15 instant cash + up to S$80 New to Card Rewards
⚡ Mari Savings + Instant Loan bundle: S$15 instant cash
🏢 Mari Business Account: S$28 cash

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💳 UP TO S$80 NEW TO CARD REWARDS
💸 S$30 welcome cashback: spend at least S$300 (excluding Shopee) within 30 days of card approval
🛍️ S$50 Shopee voucher pack: via Mari Credit Card Instant Checkout
📅 Card campaign period: 1 Oct–31 Dec 2026

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📝 HOW TO SIGN UP
1️⃣ Download the MariBank app
2️⃣ Tap "Open an Account" and choose Mari Savings Account
3️⃣ Authenticate with Singpass / MyInfo
4️⃣ Enter 4OVQ01AP in the "Referral / Promo Code?" field
5️⃣ Complete your application and wait for approval
6️⃣ Fund your account via PayNow or FAST
7️⃣ Complete the qualifying action for your chosen bundle
8️⃣ Receive your remaining rewards, typically within 100 days of card approval

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⚠️ ELIGIBILITY AND TERMS
🆕 New MariBank customers only, even if your old account is now closed
🇸🇬 Singapore Citizens and PRs aged 18 and above
🔐 Valid Singpass account required
🚫 The code cannot be added after account opening
1️⃣ Only one code can be used per sign-up
🔒 Keep your account open and in good standing, or MariBank may reclaim the reward
🔄 Reward amounts change monthly

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🎉 OTHER PROMOTIONS
📈 Bonus Interest Promotion: 17 Aug–31 Dec 2026
🤳 1% cashback on Scan & Pay at NETS SGQR merchants: 1 Sep–31 Dec 2026
✈️ Win from S$100,000 worth of flight tickets with Mari Credit Card: 1 Oct–31 Dec 2026
💰 100% interest cashback on your first 1-month Instant Loan: 1 Oct–31 Dec 2026

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🤔 IS IT WORTH IT?
👍 Yes, if you want a simple savings account or already use Shopee regularly
📉 The base rate is only 0.88% p.a., and the 3.08% p.a. headline rate depends on promotions with end dates
🏆 UOB One, OCBC 360 and DBS Multiplier can pay more if you meet their requirements
💳 Skip the card bundle if you don't need a new card or won't naturally spend S$300
💵 The S$8 instant cash plus boosted interest is still a reward without taking the card

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❓ FAQ

❓ How long does the bonus take to credit?
👉 Instant cash is credited upon successful application. The S$30 cashback and S$50 vouchers come within 100 days of card approval, after you meet the conditions.

❓ Can I use the code if I already have an account?
👉 No. Past Mari Savings Account holders don't qualify for the referral cash, even if the account is closed. You may still qualify for product-specific welcome rewards.

❓ Is there a minimum deposit?
👉 No. The S$8 instant cash only requires a successful application.

❓ What is the current interest rate?
👉 The base rate is 0.88% p.a. Eligible customers can earn up to 3.08% p.a. under current promotions.

❓ Is my money insured?
👉 Yes. SGD deposits are SDIC-insured up to S$100,000 per depositor. Mari Invest products are investments and are not covered.

❓ Can foreigners or EP holders use the code?
👉 The Mari Savings Account and referral programme are only for Singapore Citizens and PRs aged 18 and above. EP and S Pass holders are generally not eligible.

❓ What is the difference between a promo code and a referral code?
👉 Both go in the same "Referral / Promo Code?" field, and only one can be applied per sign-up.

❓ What if I forget to enter the code?
👉 It cannot be added after account opening, so that account won't get the referral cash. You may still qualify for product-specific welcome rewards, like those for the Mari Credit Card.

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🔗 Read the full guide: https://www.sgreferralcodes.com/maribank-referr...