Mari Credit Card Referral Code: S$15 Cash + Up to S$100 Welcome Rewards

If you're specifically after the Mari Credit Card, this is the tier where the referral bonus actually stacks the highest — S$15 cash plus up to S$100 in separate card welcome rewards.

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How the Mari Credit Card Bundle referral works: you have to apply for the Mari Credit Card Bundle (which includes a Mari Savings Account) — not the card on its own — to qualify for the referral reward. Applying for the components separately doesn't count.

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Referral code: 8ZUU96EA

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What stacks on top of the S$15 referral cash:

1. S$30 welcome cashback — 10% cashback when you spend a minimum of S$300 on the card within 30 days of approval (Shopee Instant Checkout spend excluded from this one)
2. S$70 Shopee voucher pack — for using Mari Credit Card Instant Checkout on Shopee
3. That's up to S$100 in card-specific rewards, separate from the S$15 referral cash

Timeline to know: the S$15 referral cash is credited to your Mari Savings Account once your application is approved. The S$30 welcome cashback is credited separately, within 100 days of card approval — so don't expect everything to land at once.

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One condition to double check: the welcome cashback is only available to cards approved by 31 December 2026, so if you're on the fence, don't leave it too late in the year.

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Full eligibility rules, plus how the Credit Card Bundle compares to the other three referral tiers, are in the complete breakdown here.