Looking to top up my ECI coverage by another 100k. Is aviva or axa term plan better? Looking at non-multipay. I'm a non smoker female. How do they compare, or are there better ones in the market??

Hi there,

If you have an existing policy, you can check whether your policy allows you to attach an ECI rider for yourself firstly.
If that option is not available, then the choice at the end of the day would be cost to benefit ratio.

For the same benefits (ECI) payout, and the same parameters, which policy gives you a better value proposition?

It's hard to give a comparison based on the information you have given. Different insurers have different policies with different plan design, so there might be some variance in benefits.

Hope I was able to shed some insight!

Why These 2 company in particular? Is it because the Broker narrow it down only to these 2?