Looking for clarification on AIA Platinum Retirement Elite ILP Charges?

There is an ILP "AIA Platinum Retirement Elite". Charges for single premium (SP) below:
(i) Premium Charge: 5% of SP
(ii) Supplementary Charge: 0.5% of SP, for Years 1-5
(iii) Fund Management: 1.45% annually

Understand there are usually distribution costs for ILPs too, will this be an additional charge on top of the ones listed above? My insurance agent mentioned there is no additional insurance coverage charges for this plan, but just wondering are there other hidden ILP costs? Thanks!