facebookLooking for best health and term insurance plan for me and my family? - Seedly

Anonymous

18 Nov 2020

βˆ™

SeedlyAMA

Looking for best health and term insurance plan for me and my family?

I am PR and 35years old looking for insurance.

Health insurance : looking for health insurance for family of 3 members
Age: 35 years and my wife 28 and 3years old son

Term insurance: Term insurance for me 35 years old.

Please suggest me best insurance plan I can take?
Thank you in advance.

AMA PolicyPal

Discussion (3)

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Val Yap

18 Nov 2020

Chief Executive Officer and Founder at PolicyPal

Hi Anon,

Thank you for your question.

I would not be able to recommend you a specific policy or insurer as I do not have sufficient information on your situation. Many other variables have to be considered when deciding on an insurance policy.

I would recommend you to have a chat with a financial advisor to conduct a personal financial portfolio review. They would be able to come up with personalized recommendations based on your current financial situation.

At PolicyPal, we do provide free financial portfolio review by our partner financial advisors as well. For life insurance, we do have a 10% rebate on commission should you purchase a life insurance policy through us.

Do get in touch at [email protected] should you require more information. ​​​

Jiayee

17 Nov 2020

Salaryman at some company

Can consult MoneyOwl. They can distribute policies for a number of companies so they can advise you. They are salaried (i.e. it doesn't affect their salary if you do not buy anything) so there ought to be no conflict of interest. I got my coverage through them. Can consult PolicyPal too...? I have not gone through them but they may be offering this service too? Note that I didn't pay any extra fee to these platforms (they probably took the distribution fee but that's built into the policy). MoneyOwl gave me a partial distribution fee rebate.​​​

Elijah Lee

17 Nov 2020

Senior Financial Services Manager at Phillip Securities (Jurong East)

Hi anon,

Without knowing the specifics of your current situation, I can only give a very brief advi...

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