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Anonymous

08 Sep 2020

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Looking for an affordable PA plan with good coverage. NTUC Income (plan 1) or FWD (100k plan)? Any pros and cons with the claim processes/exclusions?

Fresh grad, office worker, low risks. Just need some basic PA protection. Heard good things about NTUC Income, but not so much about FWD. Anyone who has PA under FWD able to share? :)

FWD Personal Accident

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PolicyPal

08 Sep 2020

Official Account at PolicyPal

The main difference between FWD personal accident insurance (100k) and NTUC Income PA Assurance (Plan 1) are the benefits for temporary total disability and daily hospitalisation income.

NTUC Income PA Assurance (Plan 1) provides $100/week for temporary disablement (up to 104 weeks) and $100/day hospitalisation income (up to 365 days).

For the FWD personal accident insurance (100k), you will have to purchase additional riders if you would like to have these benefits.

We have compiled and provided a comparison across all the different personal accident insurances provided by the different insurers here. Do check it out.

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Casper Ho

28 Aug 2020

Regional Operation Manager at SciEcomm.com

You may consider Mindef/Saf Group Personal Accident plan with coverage up to 600k.

Premium at $1 each 100k. Extremely value for money for fresh graduates.

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SkyFP.com

28 Aug 2020

PA plans are very affordable, with the premiums adjusted for different coverage level.

FWD you prob...

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I am looking for personal accident plan because the current one that I have is too expensive for a 50k coverage. Considering sompo PA star vs Aviva 100k coverage. Which one is better?

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