Looking for a private hospitalisation plan

Largely similar for key claims, focus on agent

For this, you need to check out ALL the current hospitalised policies and compare. All the insurance companies will constantly change update their policies to compete and edge over each other. Thus, the best policy today will not be the best later on.

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If anything, the more important factor is the competency of the insurance agent. Get a good agent who will not MIA and will do their best to immediately process your claims.