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Depending on the type of home you are buying. 1st definitely is ability to get loan, unless you already have the $$ (from inheritance).
If not 35 yet (single), cannot buy HDB.
If all else fails, just save up as soon as possible.
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U need to make sure your income is high enough to get a loan from a bank first, then u have enough c...
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Just started working for 1 year, so the assumption is you are not yet 35. So you can only buy private property. Condo getting pricey, so you need to make sure you have the downpayment (unlikely for 1 year savings), and afford a bank loan.