Joint account - Stick with DBS or open UOB / other banks?

It will be alot easier to just focus on 1 account, so i will advise you to open a DBS joint acct and earn higher interest rates by crediting our salaries into the joint acct.

Focus your time on other aspect that can give you better return, side hustle , upskilling or just reading up on investment books.

Hi Anon, have both of you hit the 25k each in your Multiplier? Do you only have salary credit and one other category, or you have 2 or more categories?

If both of you have more than 25k in your own multiplier and only 1 other category (e.g. credit card spend), then you may want to consider opening another account like uob or OCBC to earn more interest on a higher account balance.

Yon can try out Seedly's bank account calculator to see which bank gives you the highest interest.