It is always reported that S&P500 returns average 8-10% annually. But how do one actually achieved this return?

The average returns can vary quite differently when you define a different entry date and exit date. There is no guarantee of 8-10% returns as no one can foresee the future. It is still important to revisit your portfolio once in a while, insted of simply buy and hold forever.

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• Buy & hold. And keep buying every month.
• However, investing 101, past performance dont guarantee future results.
• Is dangerous to assume s&p will always give a 8-10% p.a returns.
• Also market go up in the long run.
• The question is are you able to wait till the market recover?
• Allocate your portfolio accordingly, so no matter what the market do, it wont deviate from your financial goal.

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