Is there any guaranteed return retirement plan with monthly payout after 50 years of age for 25 years?

You can try AIA Retirement Saver (IV), which is 100% capital guaranteed from age 50 onwards, but it will only pay out for 15 or 20 years. so slightly short of the 75 you are talking about.

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or alternatively, because of rising life expectancy (average life expectancy in Singapore is currently 85), you may want to also consider getting a plan which pays out lifetime income instead (AIA's Smart Wealth Builder pays until age 125).

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Of course, you should also max out your CPF Life first. But perhaps your concern is that you wish to retire earlier(at age 50). In that case, CPF Life is limited in the sense that you will only receive payouts from 65 onwards. So in that case, you can consider AIA Retiremenr Saver (IV)

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If you want more details on the retirement products, do feel free to contact me directly!!

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