Is there a range or a table to show how much 1 should have in investments like in their 20s/30s/40s. I am in my early 30s and checked i have around 70k, is this ok?

No one size fits all approach but the key is to start as early as you can and set aside 5-20% of your monthly income to investment

To hit $1,000,000 at 55 at annualised 8% returns, start at

20: $484/month

30: $1,139/month

40: $3,069/month

Just start early.

In terms of how much you should have in investments by a certain age, the answer can vary depending on your income, financial goals, and personal circumstances. However, financial advisors often suggest benchmarks to give a general sense of whether you're on track. Here's a typical guideline:

Investment Benchmarks by Age:

1. By Age 30:Aim to have 1x your annual income saved or invested.
   Example: If you're earning $70,000 a year, you should ideally have about $70,000 invested by 30.

2. By Age 35:Aim for 2x your annual income.
   Example: If you're earning $70,000, you should target around $140,000 by age 35.

3. By Age 40:Aim for 3x your annual income.
   Example: With an income of $70,000, this would mean $210,000 by age 40.

Your Current Situation:

You mentioned you're in your early 30s and have $70k invested, mostly in ETFs. While individual situations vary, here's a quick look:

• If you're earning around $35k to $70k, your current investment of $70k is in a solid range.
• Hitting $100k is a great goal for your 30s, and depending on your income and investment returns, this could put you ahead of the curve as you approach your mid-30s.

Tips to Hit $100k:

1. Increase Contributions: If you're not already maxing out your annual investment contributions (such as CPF contributions, SRS, or other tax-efficient accounts), try to increase your regular investments.
2. Diversify: Continue holding ETFs, as they offer broad market exposure with lower risk, but consider diversifying with bonds, REITs, or emerging markets for balanced growth.
3. Focus on Growth: At this stage, growth-oriented investments can help you accumulate wealth more quickly, while keeping your risk tolerance in mind.

Jus wanting to give you a pat on your shoulder