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Anonymous
Am considering to top up my CPF Special Account to enjoy tax relief and fairly risk-free returns of 4-5%. As top-up is irreversible and not touchable till retirement age of 55 if it meets the relevant requirements, would like to seek some opinions here.
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Only a limit to how much you can voluntary top-up annually, dont think there's a cap on how much you accumulate in total amount
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Given that CPF monthly contributions is capped at SGD6000, meaning 6000 will not be CPF deductible. I think even if you max out your personal contributions to 80,000 yearly for 30 years should not be an issue, as if we see 1M65 blogger case, if he doesnt face any issues, I think we are fairly safe!