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Kelly Trinh
24 Nov 2019
Backoffice technical at financial services firm
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Jason Sing
07 Jun 2019
School Of Hard Knocks And Life at School Of Hard Knocks And Life
Nothing is certain in investment. The political parties or climate may change. The interest rate of 2.5% for OA, 4% for MA and SA could also drop. Anything could happen and there is why you need to diversify your risk. Nonetheless, it is still better to build up your CPF because the risk is lower compared to other investment instruments. Just my humble opinion.
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Teo See Hwa
07 Jun 2019
MArketing Associate at Propnex
I took a loan of $200,000 from CPF for my 5 room HDB in 1995 for 25 years after I sold my 4 room HDB...
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Unlikely the government will just take your money; too much push back for that to happen.
However, if you are doing long term planning based on rules now; do note they could be adjusted - eg you might be thinking no problem to meet FRS until recently announced increase and so you would need to change your plans to suit.