Is the Amex Platinum Reserve Card worth holding onto?

Hi there. I've been holding my Amex Platinum Reserve Card for a while but am having second thoughts about it. Is anyone here still holding onto this card? Is it worth keeping? Do share your experience using the card with me!

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4d ago

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Kyle

08 Oct 2025

I’ve seen a lot of people struggle with this exact decision, and honestly, it’s not black and white. The Platinum Reserve Card can be amazing for someone who travels or enjoys premium experiences regularly. But for someone who only uses a few perks, it can end up being more of an expense than an advantage.

Personally, I sat down and calculated the real value I was getting how often I used the benefits and whether it offset the annual fee. That’s when I realized keeping it wasn’t the best move for me anymore. Everyone’s situation is different, though. If you’re trying to make a more informed decision this guide https://castlesapks.com/ might help give you a clearer perspective.

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