Is Singlife Grow bad? Can someone explain why is it so bad?

Is totally bad, for policy, you need to wait until few months, still cannot withdraw, the customer service will always let u wait until die

OPINON:
Is not bad. Just not efficient, if you view it as an investment. ILP take $$$ from your portfolio to pay insurance premium, less $$$ in portfolio to compound. If your investment dont grow faster than the insurance premium deduction, you loss $$$$. And market crash you oso loss $$$. Normally premium increase as you grow older, not sure for singlife.

However, if you view it as a insurance, is ok. Although the coverage may not be higher than other insurance type. But there is a cash value. U can redeem it before it turn $0, hopefully won't.🤞

Of course, if u looking for high coverage, i think term insurance is better. But no cash value.