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snowlearning

08 Oct 2026

∙

Is paying school fees by credit card worth the extra fee?

I was looking at school fee payment options and realised some providers charge a processing fee if you pay by credit card. Feels like one of those cases where you really need to calculate the net rewards rather than just chase the points

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WWSS

18d ago

Community Manager at Seedly

Ooo good question here! For big school fees, I’d work backwards from the numbers, compare the payment fee against the cashback or miles you’ll actually earn, and check whether the transaction qualifies for rewards. If paying directly isn’t an option, platforms like Citi PayAll, CardUp or SC EasyBill may be alternatives, but the fees and eligible transactions differ, so this SingSaver comparison is useful for checking the trade-offs: https://www.singsaver.com.sg/investment/blog/ci...!

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Debbie

22d ago

Ya, best to calculate first, otherwise better to save the extra cost

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I

10 Oct 2026

Hmmm, you want to consider using amex true cashback card for the school if it accepts amex?...

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