Is MariBank's S$15 + S$100 Referral (Code 8ZUU96EA) Worth It?

I almost skipped the Credit Card Bundle path because S$15 sounded modest — the real number is closer to S$115 once you factor in what unlocks after.

​

The math: signing up for the Mari Credit Card Bundle with code 8ZUU96EA gets you S$15 cash for the referral itself, plus up to S$100 in separate new-user card rewards — a S$30 welcome cashback (10% cashback) if you spend a minimum of S$300 within 30 days of card approval (excludes Mari Credit Card Instant Checkout on Shopee), and a S$70 Shopee voucher pack if you use Mari Credit Card Instant Checkout on Shopee instead. Add it up and you're looking at up to S$115 for one sign-up, assuming you hit both conditions.

​

How to get it:

1. Download the MariBank app.
2. Apply for the Mari Credit Card Bundle specifically — the bundled application, not the card alone.
3. Enter 8ZUU96EA in the Referral/Promo Code field before submitting.
4. Get approved within 1–31 August 2026 for the S$15 cash; the card welcome cashback has its own runway (new cardholders approved by 31 December 2026 qualify, credited within 100 days of card approval).

Where the math falls apart if you're not careful:

• Miss the S$300 minimum spend within 30 days and you only get the S$15 referral cash, not the S$30 cashback.
• Applying for the savings account and credit card as two separate applications instead of the bundle forfeits the bundle reward entirely.
• The code field can't be fixed after you submit — check it before tapping through.

Caveat: this bundle includes a credit card, so treat any welcome cashback as conditional on spend, not guaranteed money.

​

Ran these numbers off DLCuration's MariBank guide, which has the full FAQ on the S$100 card rewards breakdown: https://dlcuration.com/maribank-referral-code.html