Is life insurance important for babies or would it be better for them to get their own whole life insurance when they grad?
Most importantly, is there a way for parents to do up a comprehensive insurance planning so our children no need to do it at all for the rest of their lives?
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Kylie Ng Kai Li
07 Jun 2021
Senior Premier Consultant at AIA Insurance Pte Ltd
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Victor
06 Jun 2021
Financial Service Consultant at AIA
You can establish a whole life for your child which yearly premium is a lot affordable. When they grow up, ask them ownself pay
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If you can pay the premiums for them for a high coverage, then by all means get for them when they a...
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Hi, personally I don't believe that they do not need to do anything at all for the rest of their lives when the children grow up. But it is nice of you to think so far for your kids.
Reason being, there are always many changes in the industry and what seems like sufficient/enough for the kid now does not mean that it would be when they grow up, especially when lifestyle changes, the needs would change accordingly also.
Life insurance is important and good to have if budget allows, but hospitalisation and accident plans should have been done up first.