Is it worth to invest in US Dividend paying stocks

Might want to consider "SCHD"

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I started buying some US monthly dividend paying stocks earlier in my investing journey for cashflow. The dividend yields were high enough even after the 30% WHT. Nowadays you probably can do the same with some monthly paying unit trusts on FSM.

If you want income stocks, why not just focus on SG stocks?

If you really want the incoming cash, don't focus on the 30% tax. instead think that you will receive 70% of dividends. so factor that in and see whether the nett dividend yield still makes sense to you.

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personally prefer auto reinvest dividends, if that is not an option, cash in pocket is better than unrealised gains. imagine i have to liquidate 1 fb share if i want to use money (whether for better opportunity or to pay bills or whatsoever). with dividend stocks, i do not have to sell my original stocks. just let the management do their job to grow the business and dividends forever.

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remember you will be always paying tax or fees, one way or another. 30% dividend tax is transparent to you. platform fees, fund managers fees, corporate level tax, etc may not be as transparent (hidden costs).

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hope this helps.